What benefits are available to employees and who pays for them?

Projects are responsible for paying for most of the costs for their employees' benefits. 

Projects cover the premium amount for employees' medical coverage, up to the maximum HMO cost for medical and dental. For example, if the HMO plan currently offered is $700 per month and an employee elects a PPO plan that is $1,000 per month, the project would be responsible for covering $700 of the PPO and the employee would be responsible for the remaining $300.

To estimate the cost of the benefits, use the attached employee benefits calculator. If you'd like to know the current actual cost to the project and/or the employee of the following benefits, please contact [e-mail]. 

Benefits offered to full-time employees who work 30 hours or more per week

• Medical - two HMO options are available through Blue Shield and a third PPO option is also available. Two HMO plans are offered through Kaiser Permanente.
  
  
• Dental - Cigna HMO and PPO dental plans.
  
  
• Vision - Cigna vision coverage.
  
  
• Basic Life & AD&D - Cigna basic life & AD&D.
  
  
• Long-term disability - Cigna long-term disability.
  
  
• Voluntary long-term disability - Cigna optional coverage for employees, spouses/partners, and children.
  
  
• Flexible spending accounts - optional medical care reimbursement and dependent care reimbursement managed by Discovery Benefits.
  
  
• Pet insurance - optional coverage via Nationwide. 
  
  
• Short term disability, critical care, and accident insurance - optional coverage provided by AFLAC. 
  
  
• 403b retirement savings plan - managed by Mutual of America. After two years of working at least 1,000 hours in each of the two years, employees qualify to receive a project-paid 5% contribution of their annual salary and, if participating, an additional 3% match up to half their annual salary.
  
  
• Employee assistance program (EAP) offered through Cigna.

Benefits offered to part-time employees who work 20-29 hours per week 

• Medical - two HMO options are available through Blue Shield and a third PPO option is also available. Two HMO plans are offered through Kaiser Permanente.
  
  
• Flexible spending accounts - medical care reimbursement and dependent care reimbursement managed by Discovery Benefits.
  
  
• Pet insurance -  via Nationwide. 
  
  
• Short term disability, critical care, and accident insurance - provided by AFLAC. 
  
  
• 403b retirement savings plan - managed by Mutual of America. After two years of working at least 1,000 hours in each of the two years, employees qualify to receive a project-paid 5% contribution of their annual salary and, if participating, an additional 3% match up to half their annual salary.
  
  
• Employee assistance program (EAP) offered through Cigna.

Benefits provided to temporary/on call employees

• 403b retirement savings plan - managed by Mutual of America. After two years of working at least 1,000 hours in each of the two years, employees qualify to receive a project-paid 5% contribution of their annual salary and, if participating, an additional 3% match up to half their annual salary.